Reverse Mortgage Specialist ("Reverse Mortgage Specialist") operates yourhomeyourequity.com and may operate other websites. It is Reverse Mortgage Specialist's policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Reverse Mortgage Specialist collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Reverse Mortgage Specialist's purpose in collecting non-personally identifying information is to better understand how Reverse Mortgage Specialist's visitors use its website. From time to time, Reverse Mortgage Specialist may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Reverse Mortgage Specialist also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on yourhomeyourequity.com blogs/sites. Reverse Mortgage Specialist only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.
Gathering of Personally-Identifying Information
Certain visitors to Reverse Mortgage Specialist's websites choose to interact with Reverse Mortgage Specialist in ways that require Reverse Mortgage Specialist to gather personally-identifying information. The amount and type of information that Reverse Mortgage Specialist gathers depends on the nature of the interaction. For example, we ask visitors who sign up at yourhomeyourequity.com to provide a username and email address. Those who engage in transactions with Reverse Mortgage Specialist are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Reverse Mortgage Specialist collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Reverse Mortgage Specialist. Reverse Mortgage Specialist does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Reverse Mortgage Specialist may collect statistics about the behavior of visitors to its websites. Reverse Mortgage Specialist may display this information publicly or provide it to others. However, Reverse Mortgage Specialist does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Reverse Mortgage Specialist discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Reverse Mortgage Specialist's behalf or to provide services available at Reverse Mortgage Specialist's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Reverse Mortgage Specialist's websites, you consent to the transfer of such information to them. Reverse Mortgage Specialist will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Reverse Mortgage Specialist discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Reverse Mortgage Specialist believes in good faith that disclosure is reasonably necessary to protect the property or rights of Reverse Mortgage Specialist, third parties or the public at large. If you are a registered user of an Reverse Mortgage Specialist website and have supplied your email address, Reverse Mortgage Specialist may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Reverse Mortgage Specialist and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Reverse Mortgage Specialist takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Reverse Mortgage Specialist, or substantially all of its assets, were acquired, or in the unlikely event that Reverse Mortgage Specialist goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Reverse Mortgage Specialist may continue to use your personal information as set forth in this policy.